Author name: James Lennon

A Guide to Getting Development Finance Commercial or residential developments must often secure financing, regardless of the type of project. This article explains how to fund your development project, where to get financing, and how to get the best rates. How Property Development Finance Works Construction, renovation, and refurbishment of properties are funded by property […]

How Does Mezzanine Financing Work? A mezzanine loan is ideal for businesses with the potential for years of growth and sustainability. It complements other forms of funding on projects. Is mezzanine financing right for you? The UK’s mezzanine financing sits between debt and equity financing. Mezzanine capital can be complicated, and mezzanine finance providers can

What ‘s the Purpose of Bridging Loans? A bridge loan can be used when a deadline is approaching, such as breaking chains, purchasing property at auction, or closing a business opportunity. Buying and selling properties are bridged with a bridging loans. With the advent of bridge loans, major banks have become more restrictive in their

Choosing the Right Bridging Loan: A No-Nonsense Guide for Property Developers We love the ins and outs of bridging finance. Loan structures, term sheets, lender appetite shifts… it’s our idea of a good time (!) But we understand that not everyone shares our enthusiasm. If you just want to get your deal done, avoid the

  What Developers Need to Know House prices, interest rates, planning reform, and rental market trends—key insights for UK property developers. At Tapton Capital, we work closely with property developers to navigate an ever-changing market. With interest rate cuts, planning reforms, and rising rental demand, 2025 brings fresh opportunities, but knowing where to focus is

  In 2021, Tapton Capital was approached by a prominent Malaysian businessman who owned a luxury townhouse in Belgravia, valued at £5,000,000. With a first-charge mortgage of £2,500,000 from a Middle Eastern bank, the borrower needed to raise £250,000 to ease business cash flow. He had secured heads of terms for a second charge bridging

  What is an Equitable Charge? An equitable charge is a form of security interest used to secure a loan against property, much like a legal charge. However, unlike a legal charge, an equitable charge does not require the consent of the first charge lender in order for it to be lodged against the title of a