Tapton Capital | Bridging Finance

Bridging Finance

Our premier property finance advisors at Tapton Capital offer a wide range of flexible bridging finance solutions to suit a variety of property requirements. Whether you need bridge loans, short-term property financing or equity bridge financing, we have bespoke solutions for you.

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Bridging Financing Solutions

Bridging finance is a versatile option for both real estate investment companies and property investors. The short-term financing solution is easily accessible and can address urgent capital needs.

One of the greatest advantages of bridging loans is their short repayment period, which can be between 24 hours and 12 months. Borrowers can swiftly navigate financial challenges due to this flexibility. Bridging finance loans, however, typically come with higher interest rates, making them costlier than other types of loans.

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Bridging Finance: Unlocking Opportunities

Tapton Capital understands that every property investment carries its own set of challenges and opportunities. Our bespoke bridging finance solutions provide you with the confidence to seize opportunities and overcome obstacles.

Flexibility

Using bridging finance, you can meet your specific needs quickly and efficiently. Let us help you purchase a property at auction, refurbish a property for resale, or unlock equity for your next project.

Speed

Our bridging finance options are designed with speed in mind. You can access funds quickly and easily thanks to streamlined processes and fast approval times.

Personalised Service

Tapton Capital believes in the power of personalised service. We will work closely with you to understand your unique circumstances and tailor a bridging finance solution that meets your needs.

Transparent Terms

Creating trust requires transparency, which is why we make sure that our terms and conditions are clear and transparent. No hidden fees or surprises will surprise you along the way.

Support Every Step of the Way

We will guide and support you every step of the way from the initial inquiry to the completion of your project. To help you succeed in property finance, we're here to assist you.

Trusted Partnership

Tapton Capital offers bespoke bridging finance solutions to help you achieve your property investment goals. On your journey to success, let us be your trusted partner.

Bridging Finance Packages

Competitive Short-Term Finance Options

Tapton Capital offers exclusive bridging finance rates to meet a wide range of property needs:

Best Rate Options

  • • 75% LTV at 0.74% per month
  • • 70% LTV at 0.69% per month

Cheapest Rate

  • • 55% LTV at 0.55% per month

Development Exit

  • • 80% LTV at 0.79% per month

Refurbishment Bridging

  • • 75% NET + 100% build costs at 0.79%
  • • 80% NET self-funded at 0.73%
  • • £100k – £10m

Equitable / Soft Charges

  • • Up to 70% LTV from 0.99%
  • • No first charge consent required

Also Available:

Secured Overdraft
1st & 2nd charge, £250k – £10m, 0.99% per month
Non-Status Bridging
No questions asked (bankrupts, IVA's, CVA's, PEP's)
No-Valuation Bridging
Up to 75% LTV with AVM
Super Quick Bridging
48-hour completions available
BMV Bridging
100% NET of purchase price

Timing Your Bridging Finance Needs

Knowing When to Bridge the Gap

Our team at Tapton Capital understands the importance of timing and strategic decision-making in property financing. With bridging finance, you can quickly solve various property market scenarios using an array of tools in your financial toolbox.

Property Acquisition

Bridge financing can bridge the gap between securing a lucrative investment opportunity and arranging long-term financing when you lack immediate access to funds.

Property Development

The flexibility of bridging finance allows you to access capital quickly, allowing you to maximise your investment and seize opportunities.

Auction Purchases

When bidding on auction properties, immediate payment is often required. Using bridging finance can allow the property to be secured while permanent financing can be arranged or exit strategies executed.

Chain Breaks

Bridge financing can provide a lifeline to property chains experiencing delays or complications, allowing your transaction to move forward without being reliant on other parties.

Fast Property Sales

With bridging finance, you can sell a property quickly by providing funds upfront, allowing you to move forward quickly with your plans.

Cash Flow Management

The use of bridging finance can help you manage cash flow fluctuations during property transactions, enabling you to capitalise on opportunities while navigating obstacles.

Bridging finance can be utilised to propel your property ventures forward with confidence and agility by understanding when to use it. Tapton Capital is here to guide you through the process, offering customised solutions tailored to your specific needs.

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Application Process

Tapton Capital understands how challenging it can be to apply for bridging finance. We've streamlined our process to ensure a hassle-free experience for our clients.

1

Initial Consultation

If you want to get started, send us an email or give us a call. In order to understand your specific needs, our friendly team will schedule an initial consultation for you.

2

Personalised Assessment

Our consultation will include an assessment of your needs and financial situation. In this way, we can tailor our solutions precisely to your needs, ensuring the best results.

3

Customised Solution Proposal

We'll create a customised solution proposal based on the assessment to meet your short-term financing needs. According to your circumstances, this proposal will outline the terms, conditions, and repayment options.

4

Application Submission

If you are happy with our proposal, we will assist you with the application process. During the application process, our team will guide you through all of the paperwork and documentation required by our lending partners.

5

Application Review

Upon receiving your application, we will review it immediately for accuracy and completeness. Our team of lenders will coordinate with you to expedite the review process.

6

Approval and Funding

Funds will be disbursed promptly upon approval of your application. We will ensure a seamless financing process, whether it's for a property purchase, renovation, or any other short-term needs.

7

Ongoing Support

Excellence doesn't end with funding. Any queries or concerns you may have during the course of your bridging finance arrangement will be addressed by our team.

Ready to Get Started?

Contact our expert team today to begin your bridging finance journey.

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FAQs

What Our Clients Ask Us.

What Is Bridging Finance?

A bridging loan is a temporary financing solution that investors can use to cover short-term expenses while they seek long-term financing. For immediate financial needs, it bridges the debt capital gap.

What Are The Pros And Cons of Bridging Finance?

With Bridging Finance, transactions can be completed in a short timeframe thanks to its ease of access and flexibility. Exit strategies and interest rate increases should be carefully considered by borrowers, however.

What Are Two Types of Bridging Loans?

A bridging loan can either be an open or a closed bridge loan. Loans with an open bridge offer flexibility without a specific closing date, while loans with a closed bridge have predetermined repayment terms.

How Does Bridging Finance Work?

Credit profiles and market positions can influence the availability of bridging finance options. The high interest rates associated with bridging loans must be balanced against potential financial difficulties for borrowers with a solid credit history.

Is Bridging Finance Suitable for Me?

Bridging finance is suitable for individuals and businesses facing urgent financial needs or looking to capitalise on timely property opportunities. You can use bridging finance as an investor, developer, or business owner.

What Are the Benefits of Bridging Finance?

The advantages of bridging finance include the ability to access funds quickly, the flexibility of repayment terms, and the ability to capture timely opportunities. In competitive property markets or to address urgent financial needs, it allows borrowers to act quickly.

What Are the Risks Associated with Bridging Finance?

Despite bridging finance's flexibility and speed, it has certain risks as well. A high interest rate, penalties for early repayment, and the possibility of default are all factors to consider when comparing payday loans to traditional loans. For borrowers who plan to take out bridging loans, it is important to consider their financial situation and their risk tolerance carefully.

How Can Tapton Capital Help with Bridging Finance?

We offer bespoke bridging finance solutions tailored to your individual needs. Our team of experienced loan specialists ensures a seamless application-to-repayment process with personalised guidance and assistance. No matter how experienced or first-time you are, we're here to assist you in navigating the complexities of bridging finance.

Our Achievements

Explore our tailored finance solutions, designed to meet your property and asset financing needs.

P2P Finance Awards 2023

We are your trusted partner for development finance. As a leading broker in the industry.

P2P Finance Awards 2023

B&C Awards 2021

We are your trusted partner for development finance. As a leading broker in the industry.

B&C Awards 2021