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Choosing the Right Bridging Loan: A No-Nonsense Guide for Property Developers We love the ins and outs of bridging finance. Loan structures, term sheets, lender appetite shifts… it’s our idea of a good time (!) But we understand that not everyone shares our enthusiasm. If you just want to get your deal done, avoid the […]

  What Developers Need to Know House prices, interest rates, planning reform, and rental market trends—key insights for UK property developers. At Tapton Capital, we work closely with property developers to navigate an ever-changing market. With interest rate cuts, planning reforms, and rising rental demand, 2025 brings fresh opportunities, but knowing where to focus is

  In 2021, Tapton Capital was approached by a prominent Malaysian businessman who owned a luxury townhouse in Belgravia, valued at £5,000,000. With a first-charge mortgage of £2,500,000 from a Middle Eastern bank, the borrower needed to raise £250,000 to ease business cash flow. He had secured heads of terms for a second charge bridging

  What is an Equitable Charge? An equitable charge is a form of security interest used to secure a loan against property, much like a legal charge. However, unlike a legal charge, an equitable charge does not require the consent of the first charge lender in order for it to be lodged against the title of a