Second Charge Bridging

Need cash urgently? If you enquire about second-charge bridging lending, Tapton Capital can often provide a quick decision within hours.

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Historic Building

Second Charge Bridging Solution

Bridging loans provide borrowers with quick and flexible financing options. An existing mortgage can be leveraged along with the property as collateral with this solution.

This financing can be used for various business purposes, such as property renovations, business ventures, debt consolidation, investments, or purchase of additional property.

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Bridging Finance Scenarios

Do you need 2nd charge bridging finance?

Tapton Capital understands that each property investment journey is unique, and traditional financing options may not always be the best option. In such cases, second-charge bridging finance provides a flexible solution. The following situations may benefit from second-charge bridging finance:

1. Property Renovation:

Your primary mortgage lender is reluctant to extend additional funds for a renovation of the perfect property. With bridging finance, you can unlock equity in your property, providing the capital for renovations and enhancements.

2. Property Development:

Having multiple ongoing projects and needing additional funds, you're a property developer. With second-charge bridging finance, you can seize lucrative opportunities without disrupting your current financing.

3. Debt Consolidation:

Consolidate high-interest debt or pay off outstanding bills. Using second-charge bridging finance, you can consolidate debts into a single manageable payment, giving you financial relief and peace of mind.

4. Business Expansion:

Invest in new opportunities or expand your business with capital. With Second Charge Bridging Finance, you can access the equity in your property to fuel growth and achieve your business goals quickly and easily.

5. Auction Purchases:

An auction property that presents a lucrative investment opportunity requires immediate funding in order to be purchased. Second charge Bridging finance allows you to act swiftly, securing the property and closing the deal as soon as possible.

Bridging Finance with Second Charge

Helping You Invest in Property

Whether you are investing in residential or commercial property, second-charge bridging finance can be a useful tool. Here are some important considerations to keep in mind when choosing tailored solutions:

Enhanced Flexibility:

A second-charge bridging loan allows you to leverage your existing property assets for greater flexibility. Taking advantage of this opportunity allows you to access additional funds without disrupting your primary mortgage.

Expedited Access to Capital:

Second charge Bridging finance makes it easier to access capital for time-sensitive projects or investments. We offer quick access to funds for refurbishing a property, funding a renovation project, and bridging financial gaps.

Maximising Investment Potential:

With second-charge bridging finance, you can maximise the potential of your property portfolio. With our solutions, you can expand your portfolio, diversify your investments, or unlock the value of your assets.

Second Charge Bridging: Unlocking Opportunities

Discover how our second charge bridging finance solutions can help you capitalise on opportunities and overcome obstacles.

Finance Options

Flexible second-charge bridging finance tailored to your specific needs. With our solutions, you can get the capital you need when you need it for property renovations, investments, or other projects.

Getting capital quickly

We offer second-charge bridging finance to enable you to access capital quickly, so you can capitalise on time-sensitive opportunities and address urgent financial needs. To ensure that you achieve your goals, we offer a streamlined application process.

Rates & Terms Competitive

The second charge bridging finance solutions we offer are competitively priced and have favourable terms. By offering transparent and fair pricing, we aim to maximise your return on investment.

Individualised guidance and support

Every borrower at Tapton Capital is unique. Our personalised support and guidance will guide you throughout the entire second-charge bridging finance process. With years of experience in property financing, our team is ready to answer all your questions and address your concerns.

Transparency and Efficiency

Our company is committed to transparency and efficiency. The second charge, bridging finance, is straightforward and easy to understand, thanks to our straightforward application process and clear communication. Our goal is to make the process as easy and hassle-free as possible so you can focus on achieving your objectives.

FAQs

Questions Our Clients Ask

Bridging loans with second charges: what are the benefits?

Borrowers can access capital quickly without having to repay their current lender immediately with a second charge bridging loan. This option offers flexible lending criteria, making it accessible to those facing financial challenges or with a bad credit rating, despite higher interest rates.

A second charge bridging loan can be borrowed for how much?

Bridging loans can be based on various factors, including the value of the property and the amount of equity in the property. Borrowers typically have access to 75% of the property's value.

Second Charge Bridging Loans: How do I apply?

Getting in touch with a finance broker who understands the market and has connections with reputable lenders is a good idea.

Are specialist finance brokers able to help me?

Clients can connect with lenders interested in offering second-charge bridging loans based on their specific needs with the assistance of specialist brokers who have a thorough understanding of lenders' criteria.

Our Achievements

Explore our tailored finance solutions, designed to meet your property and asset financing needs.

P2P Finance Awards 2023

We are your trusted partner for development finance. As a leading broker in the industry.

P2P Finance Awards 2023

B&C Awards 2021

We are your trusted partner for development finance. As a leading broker in the industry.

B&C Awards 2021
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