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Tapton Capital | Asset Finance

Asset Finance: Tapton Capital

Tapton Capital provides comprehensive and professional support to businesses seeking financing solutions in asset finance.


Asset Finance

Business Finance

Asset Finance Services

By using asset finance, businesses can purchase equipment without incurring the immediate financial burden of a cash purchase. Instead, payments are spread over time, easing cash flow concerns.

Businesses that want to make large purchases without depleting their cash reserves can benefit from asset finance. As a result, you can acquire equipment before saving up the full purchase price. In addition, knowing the fixed monthly payment provides businesses with financial predictability.

Investing in property with asset finance

Tailored financing solutions maximise opportunities

A property investor can take advantage of lucrative opportunities through asset finance while optimising their financial resources. Its core function is to enable clients in the property sector to acquire, renovate, or develop a range of assets, including commercial properties, residential developments, and land acquisitions. The flexibility of asset finance allows investors to tailor funding options to their specific needs and objectives. With asset finance, you can acquire property, renovate existing assets, or finance land for future developments with the financial flexibility you need.

Our Approach:

Our approach to asset finance is personalised, recognising that each client has unique needs and objectives. A dedicated team of professionals works closely with every client to uncover their specific needs, preferences, and financial circumstances. Utilising our extensive lending network, we find competitive financing options tailored to your needs and goals. Our commitment to transparency, flexibility, and efficiency ensures that any asset finance need is met with solutions that exceed expectations. We are committed to your success and have expertise in the asset finance industry.

Types of Asset Finance Products:

      Commercial Mortgages
      Bridging Finance
  • Development Finance
  • Buy-to-Let Mortgages
  • Mezzanine Finance
  • Equity Release

What is asset finance?

It helps a business run and grow by purchasing equipment.
Businesses can avoid paying the full cost up front by deferring the cost over time.
Borrowers must repay loans regularly, plus interest. Asset finance allows you to finance vehicles, machinery, and business expansion.

Asset financing: what are the benefits?

Asset financing has many advantages for business owners.

Increasing cash flow: Asset financing enables you to spread the cost of an asset over a period of time, enabling your business to remain competitive and grow.
Tax efficient: Asset finance lets you deduct VAT when paying off large assets. Longer payment terms reduce overall costs.
Reduced upkeep: Lenders may need to maintain assets they finance. As a result, the pressure will be relieved, unexpected costs will be avoided, and a replacement can be claimed if something goes wrong. Asset financing can offer this benefit as a result.

Our asset finance solutions

Asset finance supports all major business goals. The advantages of these solutions are that you can spread out your costs without compromising your ability to expand and compete in the market.
Hire purchase: A tailored repayment plan is created for you after we purchase the asset on your behalf. A nominal fee is charged after the term to buy the asset.
Suitable if you
  • Your goal is to own the asset outright at the end of the contract.
    • Lease: A finance lease and an operating lease are two types of leasing. Consider leasing; it might be the right choice for you.
    Suitable if you
  • Are afraid of owning the asset outright after the agreement is over
  • VAT is paid on monthly rentals, reducing upfront costs.
    •

    Tapton Capital can optimise your assets

    Unlock Financial Potential for Your Business

    Ready to improve your business operations and maximise your assets? You can accelerate your business' success by partnering with Tapton Capital. Let's discuss how asset financing can fuel your business's growth.

    Get Started Today

    Frequently Asked Questions

    How Much Interest Will I Pay on Asset Financing?

    The interest rate for asset financing varies according to the circumstances of the business, usually ranging from 2% to 9%. Depending on your business, it is advisable to consult your accountant.

    What Is the Limit on Asset Finance?

    Your business's creditworthiness, the type of asset being financed, and the lender influence the asset finance limit. For new purchases, lenders often finance 100% of the asset's value.

    What Can I Buy with Asset Finance?

    Businesses can purchase assets essential for growth through asset finance. The equipment you acquire for your business can be anything from construction equipment to agricultural machinery and manufacturing tools.

    What Are the Advantages of Asset Finance?

    Advantages of asset finance include:

    • Traditional bank loans are more difficult to obtain.
    • Budgeting is easier with fixed payments.
    • Fixed interest rates provide financial predictability.
    • Payment defaults only affect assets.
    How does asset finance differ from traditional bank loans?

    Using asset finance, businesses and individuals can finance assets, such as machinery, vehicles, and equipment. As a secured loan, the asset itself serves as collateral. Traditional bank loans involve borrowing money for general business purposes, and collateral may or may not be required.

    Compared to traditional lending methods, asset finance offers several advantages:

    1. Preservation of Capital: The benefits of asset finance include the ability to preserve capital by spreading the cost of acquiring assets over time instead of making a large upfront payment.
    2. Improved Cash Flow: By avoiding large one-time expenditures, leasing or hire purchase agreements can improve cash flow.
    3. Asset Management: Business managers can take advantage of additional asset management services offered by asset finance companies, such as maintenance and upgrades.
    4. Flexible Terms: The repayment schedule and end-of-term options can be tailored to suit the needs of the business.
    What types of assets can Tapton Capital finance?

    Our company specialises in financing a wide range of assets, including:

    1. Commercial properties
    2. Residential developments
    3. Land acquisitions
    4. Industrial facilities
    5. Equipment and machinery
    What is the timeframe for securing asset finance through Tapton Capital?

    As with all commercial transactions, the timing of securing asset finance can vary depending on a number of factors, including the transaction's complexity, the responsiveness of the parties involved, and the due diligence required. The process is typically expedited as much as possible, with funding typically secured within 4 to 8 weeks of initial application.

    Obtaining asset finance typically involves several stages:

    1. Initial Consultation: Tapton Capital discusses the client's financing needs.
    2. Application Submission: The client submits a formal application, including financial documents and asset details.
    3. Due Diligence: Tapton Capital conducts asset appraisals, financial analyses, and risk assessments as a part of its due diligence process.
    4. Negotiation: Tapton Capital negotiates client terms with potential lenders.
    5. Approval and Documentation: Upon agreement, formal documentation is prepared and signed.
    6. Disbursement: Payments are made once documentation is completed.
    Can Tapton Capital help with refinancing existing assets?

    Tapton Capital can assist clients in refinancing existing assets to unlock additional capital or obtain better terms. Our expertise lies in structuring refinancing deals tailored to each client's needs.

    How does Tapton Capital differ from other property finance advisors?

    Among Tapton Capital's strengths are:

    1. Extensive Network of Lenders: Our relationships with a variety of lenders, including banks, investors, and alternative finance providers, allow us to offer our clients a wide range of financing options.
    2. Personalised Approach: Each client receives a customised financing solution based on their unique needs, goals, and circumstances.
    3. Commitment to Excellence: It is our mission to provide the highest level of service and satisfaction to our clients throughout the entire financing process, from initial consultation to post-financing support.