Tapton Capitals provides comprehensive and professional support to businesses seeking financing solutions in asset finance.
By using asset finance, businesses can purchase equipment without incurring the immediate financial burden of a cash purchase. Instead, payments are spread over time, easing cash flow concerns.
Businesses that want to make large purchases without depleting their cash reserves can benefit from asset finance. As a result, you can acquire equipment before saving up the full purchase price. In addition, knowing the fixed monthly payment provides businesses with financial predictability.
Contact UsA property investor can take advantage of lucrative opportunities through asset finance while optimising their financial resources. Its core function is to enable clients in the property sector to acquire, renovate, or develop a range of assets, including commercial properties, residential developments, and land acquisitions. The flexibility of asset finance allows investors to tailor funding options to their specific needs and objectives. With asset finance, you can acquire property, renovate existing assets, or finance land for future developments with the financial flexibility you need.
Our approach to asset finance is personalised, recognising that each client has unique needs and objectives. A dedicated team of professionals works closely with every client to uncover their specific needs, preferences, and financial circumstances. Utilising our extensive lending network, we find competitive financing options tailored to your needs and goals. Our commitment to transparency, flexibility, and efficiency ensures that any asset finance need is met with solutions that exceed expectations. We are committed to your success and have expertise in the asset finance industry.
Asset finance is a cost-effective means to support capital expenditure and to invest in business-critical assets that will help to deliver growth. It helps a business run and scale by purchasing essential equipment without absorbing the full cost up front. By deferring the cost over time, businesses can protect their cash reserves and manage the impact on their working capital.
Borrowers repay the funds regularly, plus interest. Asset finance allows you to finance a vast majority of hard assets, including vehicles, yellow plant, and machinery, alongside general business expansion.
Asset financing has many advantages for business owners.
Increasing cash flow: Asset financing enables you to spread the cost of an asset over a period of time, enabling your business to remain competitive and grow.
Tax-efficient: Asset finance lets you leverage substantial tax incentives. Businesses can claim capital allowances on qualifying main pool plant and machinery investments. By deducting qualifying expenditure from taxable profits, companies can achieve significant savings on their corporation tax bill. Longer payment terms also reduce overall upfront costs.
Reduced upkeep: Lenders may need to maintain assets they finance. As a result, the pressure will be relieved, unexpected costs will be avoided, and a replacement can be claimed if something goes wrong. Asset financing can offer this benefit as a result.
Asset finance supports all major business goals. The advantages of these solutions are that you can spread out your costs without compromising your ability to expand and compete in the market.
Hire purchase: A tailored repayment plan is created for you after we purchase the asset on your behalf. A nominal fee is charged after the term to buy the asset.
Lease: A finance lease and an operating lease are two types of leasing. Consider leasing; it might be the right choice for you.
To complement your newly acquired assets and support your overall revenue generation, Tapton Capital provides flexible merchant acquiring solutions that give your clients additional ways of completing transactions and build business resilience.
Face-to-Face: Accept face-to-face card payments using smart, cloud-based POS terminals that suit your business. Easily accept contactless payments, ApplePay, Google Pay, Samsung Pay, and Chip & PIN.
E-commerce: We support your business in taking payments via mobile app or website. Give your customers the option to pay via a comprehensive range of card types as well as PayPal.
Remote & Contact-Free: Send secure "Pay by URL" links directly to customers via email, WhatsApp, or SMS. You can also utilise Quick Response (QR) codes for quick, contact-free payments or set up online pre-ordering.
Ready to improve your business operations and maximise your assets? You can accelerate your business' success by partnering with Tapton Capital. Let's discuss how asset financing can fuel your business's growth.
Get Started TodayCurrently, businesses can take advantage of "Full Expensing" until 31 March 2026. This allows you to claim 100% capital allowances on qualifying new and used plant and machinery. In simple terms, for every £1 you invest in qualifying assets, you can save up to 25p on your corporation tax bill, making asset finance incredibly tax-efficient.
No. While we have deep expertise in commercial property and development finance, our asset finance solutions cover the vast majority of sectors. We can secure funding for a wide range of "hard assets", including commercial vehicles, yellow plant, and manufacturing machinery.
Yes. Alongside our lending products, we provide comprehensive merchant acquiring solutions. We can equip your business with smart, cloud-based POS terminals to accept contactless, Apple Pay, and Google Pay, as well as set up e-commerce gateways for your website.
With Hire Purchase, your goal is eventual ownership; you make regular payments and pay a nominal fee at the end of the term to own the asset outright. With a Finance Lease, you effectively rent the asset for its useful life. Leasing is often preferred by businesses that want to avoid owning depreciating assets and prefer to pay VAT on the monthly rentals rather than upfront.
Absolutely. This is known as 'asset refinancing'. If you own high-value assets, vehicles, or machinery outright (or have significant equity in them), we can leverage those assets to inject a lump sum of cash back into your business to aid cash flow or fund new expansion projects.
Purchasing heavy machinery or vehicles outright requires a massive upfront cash drain. Asset finance allows you to defer that cost over time through predictable monthly payments. This means your cash reserves remain untouched and available for day-to-day operations, marketing, or unforeseen expenses.
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