Transform properties with flexible refurbishment financing solutions
Unlock the potential of undervalued properties with our specialized refurbishment finance. Whether you're a property developer, investor, landlord, or homeowner, our tailored funding solutions help you renovate, convert, and add value to properties. From light cosmetic improvements to heavy structural renovations, we provide the capital you need to transform properties and maximize returns.
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Our refurbishment finance provides flexible funding for property renovation projects of all scales. From updating kitchens and bathrooms to converting single units into HMOs, we support your vision to add value and maximize property potential.
Light Refurbishment: Ideal for cosmetic improvements like redecorating, new flooring, kitchen updates, and bathroom renovations. These projects typically require less capital and shorter timeframes.
Heavy Refurbishment: Designed for structural changes, extensions, conversions, and major renovations. These comprehensive projects transform properties and significantly increase their value and rental potential.
Property refurbishment can be funded in two ways.
Transforming properties together
Property transformation projects can be unlocked with refurbishment bridging finance from Tapton Capital. It works like this:
Our first step is to assess the scope of the refurbishment project, the timeline, and the budget. We can tailor a financing solution based on your requirements.
Application: Upon understanding your project, we assist you with the application process, ensuring that all required documentation has been submitted. Making the process efficient and hassle-free is our goal.
We work diligently to secure your refurbishment bridging finance approval after your application is submitted. To maintain the progress of your project, we negotiate favourable terms with our extensive network of lenders.
A quick disbursement of funds allows you to begin work on your refurbishment project as soon as you receive approval. With our financing, you can renovate a residential property or remodel a commercial space with no problem.
The refurbishment process is monitored by us actively during the process, and we provide assistance as needed. Helping you transform your property on time and on budget is what we aim for.
The financing arrangements will be finalised as your refurbishment project nears completion. We are available to answer any questions or concerns you may have throughout the process.
Who Can Benefit From Our Renovation Bridging Service?
We understand that every client's situation is unique. Refurbishment bridging services offer a flexible solution tailored to meet the needs of the property market.
Applicants for our refurbishment bridging service must meet the following criteria:
We offer refurbishment bridging services to individuals or companies looking to refurbish or renovate properties for investment purposes.
Our service can provide you with the necessary capital to fund refurbishment projects if you are involved in property development.
Despite the fact that credit profiles vary, we require borrowers to meet our lending criteria. It ensures responsible lending practices and mitigates risk for both parties.
To repay the bridging loan, borrowers must have a clear exit strategy. An effective plan is crucial for a successful property sale, refinance, or other method.
To assess the loan-to-value ratio and feasibility of the project, we will thoroughly assess the property's value.
Refurbishment Solutions Customised to Your Needs
Tapton Capital understands that property refurbishments require financial solutions customised to each project's specific requirements. We offer flexible and efficient refurbishment bridging finance to support your refurbishment endeavours.
Whether you're refurbishing a small room or a complete building, we provide customised funding solutions.
Through refurbishment bridging finance, you can access capital quickly to kickstart your project without delay and maximise your returns.
Depending on the project timeline and cash flow requirements, we offer flexible repayment terms for refurbishment projects.
You will always know exactly what you are paying for your refurbishment bridging finance so you can budget accordingly.
We provide you with dedicated support throughout your refurbishment project, answering your questions and concerns.
With our streamlined application process, we simplify the refurbishment application process, bridging finance and reducing paperwork, so you can focus on getting your refurbishment project done.
Leverage our expertise in property finance and refurbishment projects, maximising your refurbishment strategy and maximising your return on investment.
Creating opportunities for property transformation
Bridging finance for renovation offers many advantages to property investors and developers. Tapton Capital knows how transformative refurbishment projects can be and provides tailored financing solutions to help you realise your dream.
Bridge loans for renovations offer flexibility in loan duration and repayment terms, so you can adjust to changing project needs.
Refurbishment projects require rapid funding, and bridging finance can help you get your project up and running quickly.
Renovation, extension, or conversion improvements can enhance the value of your property using refurbishment bridging finance.
Tapton Capital's refurbishment bridging finance offers competitive rates while maintaining financial viability and profitability for your project.
We guide you every step of the way throughout the financing process, offering personalised support at every stage.
Each refurbishment project is unique, so we provide tailored financing solutions.
Bridging finance can be used to increase the value of your property portfolio, opening up new growth and expansion opportunities.
Refurbishment finance is a short-term funding solution designed specifically for property renovation projects. It provides capital to purchase and improve properties, whether for light cosmetic updates or heavy structural renovations, helping investors and developers add value to underperforming properties.
We fund a wide range of refurbishment projects including kitchen and bathroom renovations, property conversions (single to multi-unit or HMO), structural improvements, extensions, roof repairs, rewiring, plumbing upgrades, and complete property transformations. Both light and heavy refurbishment projects are supported.
Loan amounts typically range from £25,000 to £5 million, depending on the property value and scope of refurbishment. We can lend up to 75% of the property's current value (Day 1 LTV) or up to 65% of the property's value after refurbishment (GDV - Gross Development Value).
Light refurbishment involves cosmetic improvements like redecorating, new flooring, kitchen/bathroom updates, and minor repairs. Heavy refurbishment includes structural changes, extensions, conversions, major renovations, and significant property transformations that substantially increase value.
Refurbishment finance terms typically range from 6 to 24 months, depending on the scope and complexity of your project. Light refurbishments may require 6-12 months, while heavy refurbishments often need 12-24 months to complete. Extensions are available if needed.
Funds are typically released in stages based on project milestones. Initial funds cover property purchase, followed by staged releases for renovation costs as work progresses. This ensures proper use of funds and project completion. A quantity surveyor may monitor progress for larger projects.
Common exit strategies include sale of the refurbished property, refinancing to a buy-to-let mortgage for rental income, refinancing to a residential mortgage if moving in, or using the improved property as security for further investments. We help structure the loan to match your intended exit strategy.
Explore our tailored finance solutions, designed to meet your property and asset financing needs.
We are your trusted partner for development finance. As a leading broker in the industry.
We are your trusted partner for development finance. As a leading broker in the industry.
