Tapton Capital Asset Finance: The Flexible Alternative to Bank Loans
Many UK businesses need new machinery, vehicles, or equipment to grow, but paying upfront can restrict cash flow. We offer asset finance at Tapton Capital as a smarter and more flexible way to acquire essential assets and preserve working capital. We help businesses in every sector scale, innovate, and compete.
What Is Asset Finance?
By using asset finance, you can spread the cost of business assets over time, rather than paying the entire amount up front. Investing in growth without straining your cash reserves is possible thanks to the asset itself acting as security.
Tapton Capital funds a wide range of assets, including:
- Machines for construction and manufacturing
- Fleets of commercial vehicles and transport vehicles
- Office and IT equipment
- Equipment for agriculture and industry
- Real estate and development assets
How Tapton Capital's Asset Finance Works
Speed, clarity, and flexibility are key components of our process.
Consultation
Your business goals and asset requirements are assessed.
Tailored Proposal
We design a finance structure to fit your cash flow.
Approval
Decisions are typically made within 48–72 hours.
Funding & Ownership
Acquire the asset immediately and spread the payments over time.
Our expert-led solutions support growth – not generic, one-size-fits-all loans.
Types of Asset Finance Available at Tapton Capital
1. Hire Purchase (HP)
Upon purchase, we make regular payments on your behalf.
A long-term agreement offers full ownership at the end – ideal for companies that plan to own and use assets long-term.
2. Finance Lease
During the agreed period, you use the asset while making regular payments. Lenders retain ownership, but you can upgrade or extend your lease at the end.
3. Operating Lease
Suitable for short-term use or quickly depreciating assets. Your contract can be renewed or returned once it expires.
4. Refinance / Asset Releasing
Refinance existing assets to generate working capital. Without selling the machinery or vehicle, equity is released.
Benefits of Tapton Capital Asset Finance
Preserve Cash Flow
Purchase assets with low up-front costs.
Tax Efficient
Repayments are often deductible, reducing taxable profits.
Predictable Budgeting
Monthly payments make financial planning easy.
Access to Modern Equipment
Utilise the latest technology and tools to stay competitive.
Flexible Terms
Customise your repayment schedule.
Tapton Capital offers transparent pricing, fast approvals, and lender-backed reliability.
Why Choose Tapton Capital Over Traditional Lenders?
Focus on Your Potential, Not Rigid Criteria
The focus of Tapton Capital is on your potential, not rigid criteria like that of banks and mainstream lenders.
Trust and agility are combined with the efficiency of private lending.
Who Can Benefit from Tapton Capital Asset Finance?
We help businesses across all industries:
- SMEs: Expanding or upgrading machinery
- Developers: Heavy equipment or vehicles purchased
- Logistics and Transport Firms: Managing fleet growth
- Manufacturers: Efficiency improvements
- Startups: A flexible, affordable asset solution
We help your business acquire the assets that drive success, regardless of what industry you are in.
FAQs
Instead of paying in full upfront, businesses can buy or lease equipment and vehicles over time.
Funding is typically available within 48-72 hours of an application being approved.
In order to release equity from existing machinery or vehicles, we offer asset refinancing.
Yes. Repayments qualify for tax relief, which reduces business costs overall.
The lending services we provide are customised, transparent, and backed up by human expertise.
Conclusion
It's more than a funding product – it's a growth strategy at Tapton Capital.
Unlike traditional bank loans, we offer businesses confidence, flexibility, and speed for investing in the future.
No matter what type of asset you need to finance, Tapton Capital can help.
Providing UK businesses with smarter, faster growth.
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