Development Finance - Fuelling Growth in UK Property Projects
Funding is as important as vision for property development. Financing is available for construction, renovations, and conversions of all sizes.
Tapton Capital offers fast, flexible, and bespoke development finance solutions to investors and developers.
What Is Development Finance?
An investment loan used for property development is called development finance. These loans usually last 6-24 months, and they can be used to finance purchases of land, construction, renovations, or conversions of existing buildings.
It can be beneficial for businesses to use this type of financing for land acquisition, construction, and sale stages of their development projects.
How Does It Work?
Loan Release Stages
Initial Drawdown
Funds land acquisition or construction costs up front.
Interim Payments
Milestones are paid as they are reached.
Final Payment
Upon completion of the project.
Property sales or refinancing typically repay the loan.
Why Developers Choose Development Finance
Key Benefits
- Speed: Approving and funding projects quickly.
- Flexibility: Project-specific financing.
- Leverage: up to 65–80% of total project costs (LTC).
- Confidence: Property development experts provide expert guidance.
Tapton Capital: Your Development Finance Partner
Tapton Capital provides bespoke financing solutions to property developers. As part of our lending process, we help structure loans aligned with the goals and funding requirements of your project.
Our Services
- Land & Construction Finance: Buying and building sites.
- Refurbishment Funding: Property upgrades and conversions.
- Mezzanine Finance: Offering higher leverage to developers.
- JV Equity Support: Provides capital to share-risk, share-profit ventures.
Exclusive Finance Packages
Our highly competitive options include:
| Package Type | LTGDV / LTC | Interest Rate | Special Features |
|---|---|---|---|
| Cheapest Package | 65% LTGDV / 80% LTC | 8.5% p.a. fixed | EPC A or B projects |
| Stretched Senior Debt | 75% LTGDV / 90% LTC | 8.75% p.a. + Base Rate | Enhanced gearing |
| Mezzanine Finance | 80% LTGDV / 98% LTC | 18% p.a. | Higher leverage |
Development teams can choose affordable rates, enhanced gearing, or higher leverage from these solutions.
What Projects Can Be Funded?
Supported Project Types
- Single-family, apartment, and conversion developments
- Mixed-use and commercial projects
- Planning-permitted land
- Student housing, hospitality, and healthcare
How Tapton Capital Adds Value
Our Value Proposition
- Tailored Structuring: Based on your needs and goals, we design loan packages.
- Funding Access: By partnering with lenders and investors, we secure the best market terms.
- Guidance & Support: From start to finish, we provide hands-on assistance.
- Long-Term Partnership: Our services include exit planning, refinancing, and future project planning.
The Importance of Development Finance
Finance for development can stall even promising projects. With quick, reliable funding, developers can capitalize on market opportunities and maintain cash flow.
Profits are generated by linking land purchase and sale.
Ready to Start Your Next Project?
Property professionals can leverage development finance as an enabler of growth. You gain speed, flexibility, and expert insight with Tapton Capital.
If you're a developer or a first-time builder, we have a finance solution for everyone.
Get Started TodayConclusion
Property professionals can leverage development finance as an enabler of growth. You gain speed, flexibility, and expert insight with Tapton Capital.
If you're a developer or a first-time builder, we have a finance solution for everyone.
With Tapton Capital, you can begin your next project with smart financing.